About Company
At TD Bank, we’re more than just a financial institution; we’re a purpose-driven organization committed to enriching the lives of our customers, communities, and colleagues. As one of the largest banks in North America, we offer a vast array of services, from personal and commercial banking to wealth management and insurance. Our commitment to fostering an inclusive and diverse workplace where every employee can thrive is paramount. We believe in building a future where everyone has the opportunity to succeed, and we do this by embracing innovation, championing sustainability, and maintaining a steadfast focus on our customers’ financial well-being. Joining TD Bank means becoming part of a team dedicated to making a real difference, driving positive change, and growing together.
Job Description
We are seeking a highly analytical and detail-oriented Risk Analyst to join our dynamic team in Georgetown. This pivotal role will be instrumental in identifying, assessing, and mitigating financial and operational risks across various business lines within TD Bank. As a Risk Analyst, you will be responsible for developing and implementing robust risk management frameworks, conducting in-depth analyses of risk exposures, and providing actionable insights to senior management. You will work closely with cross-functional teams, including compliance, finance, and operations, to ensure adherence to regulatory requirements and internal policies. This position offers a unique opportunity to contribute significantly to the bank’s stability and growth, playing a key role in safeguarding our assets and reputation. The ideal candidate will possess a strong understanding of banking products, risk methodologies, and regulatory landscapes. You will be expected to produce comprehensive risk reports, present findings effectively, and recommend strategic solutions to complex risk challenges. Your ability to think critically, communicate clearly, and adapt to a fast-paced environment will be crucial for success. This role is a chance to grow your career within a globally recognized financial institution, leveraging cutting-edge tools and methodologies to drive prudent decision-making and uphold the highest standards of risk management excellence.
Key Responsibilities
- Identify, assess, monitor, and report on key risks, including credit risk, market risk, operational risk, and liquidity risk.
- Develop and implement risk mitigation strategies and controls in alignment with TD Bank's risk appetite framework.
- Conduct regular risk assessments and scenario analyses to evaluate potential impacts on the bank's financial performance.
- Prepare comprehensive risk reports, dashboards, and presentations for senior management and regulatory bodies.
- Collaborate with business units to understand their operations and integrate risk management practices into daily activities.
- Stay abreast of industry trends, regulatory changes, and emerging risk factors relevant to the financial services sector.
- Participate in the development and enhancement of risk models and analytical tools.
- Provide expert advice and guidance on risk-related matters to various stakeholders.
- Ensure compliance with all internal policies, external regulations, and best practice guidelines.
- Support internal and external audits by providing necessary documentation and explanations related to risk management processes.
Required Skills
- Bachelor's degree in Finance, Economics, Mathematics, Statistics, or a related quantitative field.
- Minimum of 2 years of experience in risk management, financial analysis, or a similar role within the banking or financial services industry.
- Strong analytical and problem-solving skills with the ability to interpret complex data sets.
- Proficiency in Microsoft Excel, PowerPoint, and other data analysis tools.
- Solid understanding of financial products, risk concepts, and regulatory requirements (e.g., Basel, IFRS 9).
- Excellent written and verbal communication skills, with the ability to present complex information clearly and concisely.
- Demonstrated ability to work independently and as part of a team in a fast-paced environment.
- Attention to detail and a high degree of accuracy in all work performed.
Preferred Qualifications
- Master's degree or professional certification (e.g., FRM, CFA, PRM).
- Experience with risk management software (e.g., SAS, R, Python) and database management systems.
- Knowledge of the local Guyanese financial market and regulatory environment.
- Experience in developing and validating risk models.
Perks & Benefits
- Competitive salary package.
- Comprehensive health, dental, and vision insurance.
- Generous paid time off and holidays.
- Retirement savings plans with company matching.
- Opportunities for professional development and career advancement.
- Tuition reimbursement programs.
- Employee wellness programs and resources.
- Inclusive and diverse work environment.
- Performance-based bonuses.
- Access to a wide range of employee discounts.
How to Apply
Interested candidates are encouraged to apply by clicking on the application link below. Please ensure your resume and cover letter highlight your relevant experience and qualifications for this role. We thank all applicants for their interest; however, only those selected for an interview will be contacted.