About Company
Manulife is a leading international financial services group that helps people make their decisions easier and lives better. Operating as John Hancock in the United States and Manulife elsewhere, we provide financial advice, insurance, and wealth and asset management solutions for individuals, groups, and institutions. With operations in Asia, Canada, and the United States, we are committed to helping our customers achieve their dreams and aspirations. Join our team and contribute to a company with a rich history of over 150 years of helping customers protect their families and secure their financial futures. We foster a diverse, equitable, and inclusive workplace where every employee can thrive and make a meaningful impact.
Job Description
Are you a detail-oriented professional with a passion for risk assessment and a commitment to customer service? Manulife is seeking a talented Underwriter to join our dynamic team in Noblesville, Indiana. In this crucial role, you will be responsible for evaluating, analyzing, and assessing insurance applications to determine insurability and appropriate risk classifications. You will apply your expertise to review medical records, financial information, and other relevant data, making sound decisions that balance business objectives with customer needs. This position requires a keen analytical mind, excellent communication skills, and the ability to work collaboratively with sales teams, medical professionals, and other internal stakeholders. As an Underwriter at Manulife, you will play a vital role in protecting our policyholders and ensuring the long-term sustainability of our insurance products. We are looking for someone who thrives in a fast-paced environment, can manage a complex caseload, and is dedicated to continuous learning and professional development. If you are ready to make a significant impact within a globally recognized financial services institution, we encourage you to apply.
Key Responsibilities
- Evaluate life insurance applications, medical reports, financial statements, and other underwriting evidence to assess risk.
- Determine eligibility for coverage, appropriate risk classifications, and policy terms.
- Communicate underwriting decisions clearly and effectively to agents, advisors, and internal partners.
- Manage a pipeline of cases efficiently, prioritizing based on urgency and complexity.
- Collaborate with medical directors, actuarial teams, and sales professionals to resolve complex underwriting issues.
- Maintain up-to-date knowledge of underwriting guidelines, industry trends, and regulatory changes.
- Ensure compliance with company policies, procedures, and legal requirements.
- Contribute to process improvements and best practices within the underwriting department.
Required Skills
- Proven experience in life insurance underwriting or a related financial risk assessment role.
- Strong analytical and critical thinking skills.
- Excellent written and verbal communication abilities.
- Proficiency in interpreting medical information and financial data.
- Ability to make sound, independent decisions under pressure.
- Proficiency with underwriting software and standard office applications (e.g., Microsoft Office Suite).
- Demonstrated ability to manage multiple priorities and meet deadlines.
- High degree of accuracy and attention to detail.
Preferred Qualifications
- Bachelor's degree in Business, Finance, Healthcare Administration, or a related field.
- Industry designations such as FLMI (Fellow, Life Management Institute), ALU (Associate, Life Underwriting), or CLU (Chartered Life Underwriter).
- Experience with automated underwriting systems.
- Familiarity with Manulife/John Hancock products and services.
Perks & Benefits
- Competitive salary and performance-based bonuses.
- Comprehensive health, dental, and vision insurance plans.
- 401(k) retirement plan with company match.
- Generous paid time off (PTO) and company holidays.
- Opportunities for professional development and career growth.
- Tuition reimbursement program.
- Employee wellness programs.
- Life and disability insurance.
- Employee assistance program.
How to Apply
Interested candidates are invited to apply directly through our careers portal. Please click on the application link below to submit your resume and cover letter.