About Company
Millennium bim is Mozambique’s largest and leading bank, a cornerstone of the country’s financial services sector, committed to fostering economic growth and financial inclusion. With an extensive network of branches and a robust focus on innovation, we proudly serve millions of clients across the nation, providing a comprehensive and diverse range of banking products and services tailored to meet individual and corporate needs. We pride ourselves on cultivating a vibrant, inclusive work culture, our unwavering dedication to employee development, and our significant, positive contributions to the Mozambican community. Joining Millennium bim means becoming an integral part of a dynamic and forward-thinking team that deeply values integrity, professionalism, and an unyielding drive to make a tangible difference in the lives of our customers and the broader economy.
Job Description
Are you meticulous, highly organized, and eager to kickstart your career in the financial sector, even without formal qualifications? Millennium bim is actively seeking a dedicated and enthusiastic Debtors Clerk to join our dynamic and supportive finance team in Maputo. This presents a truly unique opportunity for individuals who possess a strong work ethic, a keen eye for detail, and a genuine passion for numbers, irrespective of their academic background or prior industry-specific certifications. We firmly believe in nurturing raw talent and untapped potential, and we are wholeheartedly committed to providing comprehensive, hands-on, on-the-job training to help you develop the essential skills and knowledge required for this crucial role within our institution.
As a Debtors Clerk, you will play a vital and active part in managing our accounts receivable portfolio, ensuring the timely and accurate processing of incoming payments and the meticulous maintenance of precise financial records. You will work closely and collaboratively with various internal departments, thereby directly contributing to the financial health, stability, and operational efficiency of the bank. If you are actively looking for a supportive and encouraging environment where you can learn continuously, grow professionally, and contribute meaningfully to a leading financial institution from day one, we strongly encourage you to apply. Your commitment to accuracy, your proactive approach to problem-solving, and your dedication to excellence will be highly valued as you help us uphold our stringent standards of financial integrity and operational excellence. This role is perfectly suited for someone taking their first step into the professional world or considering a meaningful career change, offering a solid foundational experience in banking operations and financial administration. You will gain invaluable practical experience, setting the stage for long-term career progression within Millennium bim.
Key Responsibilities
- Accurately process and allocate incoming customer payments to their respective accounts.
- Perform regular reconciliation of customer accounts and proactively resolve any discrepancies or issues in a timely manner.
- Prepare, issue, and distribute invoices, customer statements, and gentle payment reminders.
- Monitor outstanding debts diligently and initiate collection procedures strictly as per company policy and guidelines.
- Maintain accurate, organized, and up-to-date debtors' records and physical or digital files.
- Communicate effectively, professionally, and courteously with clients regarding payment status, inquiries, and outstanding balances.
- Generate regular, insightful reports on debtors' aging analysis and collection activities.
- Assist with crucial month-end and year-end closing procedures related to accounts receivable.
- Collaborate seamlessly with the sales and customer service teams to effectively address and resolve customer account issues.
- Ensure strict compliance with all internal financial policies, procedures, and relevant regulatory requirements.
Required Skills
- Exceptional attention to detail and unwavering commitment to accuracy.
- Strong organizational and effective time management skills.
- Proficiency in basic computer applications (e.g., Microsoft Office Suite, particularly Excel).
- Excellent verbal and written communication skills in Portuguese.
- Demonstrated ability to work both independently with minimal supervision and collaboratively as part of a cohesive team.
- High level of integrity, trustworthiness, and discretion when handling sensitive financial information.
- Proactive and results-oriented problem-solving attitude.
- Strong willingness to learn quickly and adapt to new systems, processes, and challenges.
Preferred Qualifications
- A basic understanding of fundamental accounting principles is considered an advantage.
- Familiarity with financial software or Enterprise Resource Planning (ERP) systems.
- Proficiency in English is a valuable asset.
- Prior experience in an administrative, clerical, or general office support role.
- Strong numerical reasoning and analytical abilities.
Perks & Benefits
- Competitive salary package and attractive performance-based bonuses.
- Comprehensive health and wellness benefits program.
- Generous pension fund contributions.
- Extensive opportunities for professional development and continuous career advancement.
- Supportive, inclusive, and collaborative work environment.
- Access to employee assistance programs (EAP) for personal and professional support.
- Initiatives promoting a healthy work-life balance.
How to Apply
Interested candidates are invited to submit their application by clicking the link below. Please ensure your CV highlights any relevant experience or transferable skills, even if not directly accounting-related, and clearly demonstrates your enthusiasm and aptitude for this entry-level role. We look forward to reviewing your application and discovering your potential.