About Company
Citigroup, a global financial services leader, has been connecting clients to opportunities for over 200 years. We are a diversified financial services holding company whose businesses provide consumers, corporations, governments, and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. With a presence in over 160 countries and jurisdictions, our 200 million customer accounts are a testament to our enduring commitment to progress and client success. At Citigroup, we believe in fostering an inclusive environment where diverse perspectives drive innovation and growth. Join our dynamic team and be part of a company that not only shapes the future of finance but also empowers individuals and communities worldwide.
Job Description
Are you a driven, customer-centric financial professional with a passion for helping individuals and businesses achieve their financial aspirations? Citigroup is urgently seeking a highly motivated and experienced Loan Officer to join our dynamic team in Downtown, Colorado Springs. This is an exceptional opportunity to make a significant impact by guiding clients through critical financial decisions, building lasting relationships, and contributing to the economic vitality of our community. As a Citigroup Loan Officer, you will be at the forefront of our lending operations, responsible for evaluating loan applications, structuring competitive financial solutions, and providing expert advice tailored to each client’s unique needs. You’ll work with a diverse portfolio of clients, ranging from first-time homebuyers to established small businesses, ensuring they receive unparalleled service and access to Citigroup’s comprehensive suite of lending products. This role demands a keen eye for detail, strong analytical skills, and an unwavering commitment to ethical practices and regulatory compliance. You will be instrumental in identifying growth opportunities, cross-selling other banking products, and collaborating with internal partners to deliver a seamless client experience. Citigroup offers a supportive work environment, continuous professional development, and a robust benefits package designed to empower your success. If you are ready to elevate your career with a global financial powerhouse and are eager to contribute to our mission of enabling progress for our clients and communities, we encourage you to apply. This urgent hiring reflects our commitment to meeting the growing demands of our market and strengthening our presence in Colorado Springs. Your expertise will be vital in driving our lending initiatives forward and reinforcing Citigroup’s reputation as a trusted financial partner.
Key Responsibilities
- Cultivate and maintain strong relationships with clients, understanding their financial goals and needs.
- Evaluate loan applications, analyze creditworthiness, and assess risk in accordance with Citigroup's policies and procedures.
- Structure, negotiate, and approve loan terms, ensuring competitive and appropriate solutions for clients.
- Provide expert advice on a variety of lending products, including personal loans, mortgages, business loans, and lines of credit.
- Ensure strict adherence to all banking regulations, compliance standards, and ethical guidelines.
- Actively participate in business development activities to identify and attract new clients, growing the loan portfolio.
- Collaborate with internal teams (e.g., credit analysts, legal, operations) to streamline the loan process and enhance client experience.
- Stay informed about market trends, competitor activities, and changes in lending regulations.
- Prepare comprehensive loan proposals and presentations for clients and internal committees.
- Manage and monitor existing loan portfolios, identifying potential risks and opportunities for refinancing or additional services.
Required Skills
- Minimum of 3 years of experience as a Loan Officer or in a similar lending role.
- Proven track record of meeting or exceeding lending targets and building client relationships.
- Strong understanding of financial products, lending processes, and credit analysis.
- Excellent communication, negotiation, and interpersonal skills.
- Proficiency in financial software and CRM systems.
- Ability to work independently and as part of a team in a fast-paced environment.
- In-depth knowledge of banking regulations and compliance standards.
Preferred Qualifications
- Bachelor's degree in Finance, Business Administration, Economics, or a related field.
- Active NMLS (Nationwide Mortgage Licensing System) registration, if applicable.
- Experience with Citigroup's proprietary lending platforms and systems.
- Established network of professional contacts within the Colorado Springs financial community.
Perks & Benefits
- Competitive salary and performance-based incentive programs.
- Comprehensive health, dental, and vision insurance plans.
- 401(k) retirement plan with company match.
- Generous paid time off, including vacation, sick leave, and holidays.
- Employee stock purchase plan.
- Tuition reimbursement and continuous learning opportunities.
- Access to a wide range of employee discounts and wellness programs.
- Professional development and career advancement opportunities within a global organization.
How to Apply
To be considered for this urgent hiring opportunity, please click on the application link below to submit your resume and cover letter directly through the Citigroup careers portal. We look forward to reviewing your qualifications.