About Company
Barclays is a British universal bank, diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments, corporate and investment banking, and wealth management. With a rich history spanning over 300 years, Barclays has evolved into a global financial services provider, operating in over 40 countries and serving millions of customers worldwide. We are committed to helping people achieve their ambitions in the right way, striving to be the bank of choice for our clients and customers. Our mission is to provide financial services that are essential to individuals, businesses, and communities, fostering growth and prosperity. At Barclays, we believe in fostering an inclusive environment where every colleague can thrive, innovate, and contribute to our shared success. We pride ourselves on our integrity, respect, service, excellence, and stewardship, which are the core values guiding our operations and interactions. Joining Barclays means becoming part of a forward-thinking institution dedicated to making a tangible impact on the financial landscape.
Job Description
Are you an ambitious and client-focused financial professional looking for an immediate opportunity to advance your career? Barclays is seeking a motivated and experienced Loan Officer to join our dynamic team in Homestead, Florida. In this pivotal role, you will be responsible for originating, evaluating, and closing various types of loans, primarily focusing on consumer and small business lending within the local community. This is an immediate start position for a professional eager to make an impact.
As a Barclays Loan Officer, you will be the primary point of contact for clients seeking financial solutions, guiding them through the loan application process with expertise and empathy. You will be instrumental in building and nurturing strong relationships with existing and prospective clients, understanding their unique financial needs, and recommending suitable Barclays products and services. Your day-to-day will involve conducting thorough financial assessments, analyzing creditworthiness, and ensuring all loan applications comply with regulatory requirements and internal policies. This role demands a proactive approach to business development, actively seeking out new lending opportunities and collaborating with internal partners to cross-sell other banking products. You will play a crucial part in the financial well-being of our clients and the growth of our presence in Homestead, upholding Barclays’ reputation for trust and excellent service. We are looking for someone who thrives in a target-driven environment, possesses exceptional communication skills, and is dedicated to delivering outstanding client experiences. This opportunity offers a chance to join a global leader and contribute to our commitment to empowering individuals and businesses through tailored financial solutions.
Key Responsibilities
- Originate and process loan applications for consumer and small business clients.
- Conduct thorough financial analysis, credit assessments, and risk evaluations.
- Build and maintain strong client relationships, acting as a trusted financial advisor.
- Cross-sell other banking products and services to meet client needs and achieve sales targets.
- Ensure all loan activities comply with regulatory requirements and internal bank policies.
- Prepare comprehensive loan proposals and present them for approval.
- Actively participate in business development initiatives to generate new loan opportunities.
- Provide exceptional customer service and resolve client inquiries efficiently.
- Maintain up-to-date knowledge of market trends, interest rates, and financial products.
Required Skills
- Proven experience as a Loan Officer or in a similar financial services role.
- Strong understanding of lending principles, financial analysis, and credit underwriting.
- Excellent communication, negotiation, and interpersonal skills.
- Demonstrated ability to build and maintain client relationships.
- Proficiency in financial software and CRM systems.
- Solid understanding of compliance and regulatory requirements in lending.
Preferred Qualifications
- Bachelor’s degree in Finance, Business Administration, Economics, or a related field.
- NMLS license (or ability to obtain one promptly).
- Experience with a global financial institution.
- Established network within the Homestead, Florida community.
Perks & Benefits
- Competitive salary and performance-based incentives.
- Comprehensive health, dental, and vision insurance.
- 401(k) retirement plan with company match.
- Generous paid time off and holidays.
- Opportunities for professional development and career advancement.
- Employee assistance program.
- Dynamic and supportive work environment.
How to Apply
Interested candidates are encouraged to apply directly by clicking the application link below. Please ensure your resume is up-to-date and highlights your relevant experience and qualifications. We look forward to reviewing your application and potentially welcoming you to the Barclays team.