About Company
Westpac Banking Corporation, established in 1817, holds the distinction of being Australia’s first bank and oldest company. With a rich history spanning over two centuries, Westpac has grown into a leading financial services organization with a strong commitment to helping its millions of customers and communities prosper and grow. While our primary operations are rooted in Australia and New Zealand, our global presence and influence extend through various financial services, guided by a core purpose of creating better futures together. We believe in fostering a diverse and inclusive environment where every employee can thrive and contribute to our overarching mission. At Westpac, we are driven by integrity, customer focus, and a continuous pursuit of excellence. We offer a comprehensive range of banking and financial services, from consumer and business banking to institutional banking and wealth management. Our commitment to innovation ensures we are constantly evolving to meet the dynamic needs of our clientele, providing reliable, secure, and forward-thinking financial solutions. Joining Westpac means becoming part of a legacy of trust and innovation, where your contributions directly impact the financial well-being of individuals and families. We empower our employees with resources and development opportunities to build impactful careers within a supportive and collaborative culture, focused on making a tangible difference in the lives of those we serve, even in emerging markets and communities where financial guidance is paramount.
Job Description
Are you an ambitious and client-focused financial professional looking for an immediate opportunity to make a significant impact? Westpac Banking Corporation is seeking a dedicated and experienced Mortgage Consultant to join our team in Ocean Pointe, Ewa Beach. In this pivotal role, you will be the cornerstone of our clients’ homeownership dreams, guiding them through the complex yet rewarding journey of securing a mortgage. You will be responsible for providing expert, tailored advice on a wide range of mortgage products, understanding individual financial circumstances, and matching clients with the most suitable lending solutions. This isn’t just about processing applications; it’s about building lasting relationships based on trust, transparency, and unparalleled service. From initial consultation to closing, you will manage the entire mortgage lifecycle, ensuring a seamless and positive experience for every client. You will leverage your in-depth knowledge of lending guidelines, market trends, and Westpac’s product offerings to deliver exceptional results. We are looking for someone who thrives in a fast-paced environment, possesses excellent analytical skills, and has a proven track record in sales and customer service within the financial sector. Your ability to communicate complex financial information clearly and compassionately will be key to your success. This role demands a proactive individual who is committed to compliance, ethical practices, and continuous professional development. Join Westpac and become a vital part of a team dedicated to empowering individuals and families to achieve their financial aspirations, contributing directly to the growth and stability of our community.
Key Responsibilities
- Conduct comprehensive consultations with prospective borrowers to assess financial needs and goals.
- Educate clients on various mortgage products, terms, and conditions, ensuring full understanding.
- Guide clients through the entire loan application process, collecting necessary documentation and ensuring accuracy.
- Analyze financial information, credit reports, and property details to determine eligibility and recommend suitable options.
- Proactively generate new business through networking, referrals, and community engagement.
- Maintain up-to-date knowledge of industry trends, market conditions, and regulatory changes.
- Collaborate with underwriters, loan processors, and other internal stakeholders to ensure timely loan closures.
- Adhere strictly to all compliance requirements, ethical standards, and company policies.
- Provide exceptional customer service and foster long-term relationships with clients.
- Prepare and present mortgage proposals, clearly outlining benefits and risks.
Required Skills
- Minimum 3 years of experience in mortgage lending or a related financial advisory role.
- Proven track record of success in sales and client relationship management.
- Strong understanding of mortgage products, lending regulations, and the loan lifecycle.
- Excellent communication, interpersonal, and negotiation skills.
- Ability to analyze complex financial data and make informed recommendations.
- Proficiency in mortgage origination software and Microsoft Office Suite.
- High level of integrity, professionalism, and ethical conduct.
- Ability to work independently and as part of a team in a fast-paced environment.
- NMLS license (or ability to obtain one promptly upon hiring) is mandatory.
Preferred Qualifications
- Bachelor's degree in Finance, Business Administration, or a related field.
- Existing network and established relationships within the Ocean Pointe/Ewa Beach community.
- Knowledge of local real estate market dynamics.
- Advanced certifications in financial planning or mortgage advising.
Perks & Benefits
- Competitive base salary plus commission structure.
- Comprehensive health, dental, and vision insurance.
- 401(k) retirement plan with company match.
- Generous paid time off and holidays.
- Opportunities for professional development and career advancement.
- Supportive and collaborative work environment.
- Employee assistance program.
- Employee banking benefits.
How to Apply
Interested candidates are invited to apply by clicking on the application link below. Please ensure your resume highlights your relevant experience and qualifications for this role. We look forward to reviewing your application.