About Company
At TD Bank, America’s Most Convenient Bank®, we are committed to providing our customers with a unique and personalized banking experience. We stand for a culture of legendary customer service, where every interaction is an opportunity to make a positive impact. With a widespread network of branches across the East Coast, TD Bank offers a full range of financial products and services, from personal banking to small business and commercial lending. We believe in fostering a diverse and inclusive environment where our employees can thrive, grow their careers, and contribute to the success of our communities. Joining TD Bank means becoming part of a team that values integrity, innovation, and a genuine commitment to helping people achieve their financial goals. Our dedication to our employees and customers has earned us a reputation as a great place to work and bank.
Job Description
Are you a driven financial professional with a passion for helping individuals achieve their homeownership dreams? TD Bank is actively seeking an enthusiastic and customer-focused Mortgage Advisor to join our dynamic team in North Laurel, Laurel. In this pivotal role, you will be instrumental in guiding clients through the complex journey of securing a mortgage, ensuring a seamless and transparent process from application to closing. You will be responsible for originating mortgage loans, building strong relationships with clients, real estate agents, and other referral sources, and providing expert advice on our diverse portfolio of mortgage products. This isn’t just a sales role; it’s an opportunity to empower families and individuals by providing them with the financial solutions they need to make one of life’s most significant investments. We are looking for someone who is not only knowledgeable about mortgage lending regulations and products but also possesses exceptional communication skills, a proactive approach to problem-solving, and an unwavering commitment to outstanding customer service. If you are passionate about making a tangible difference in people’s lives and want to build a rewarding career with a leading financial institution, we encourage you to apply today and become a valued member of the TD Bank family. We offer comprehensive training, competitive compensation with strong commission potential, and a supportive work environment designed to help you succeed and advance your career.
Key Responsibilities
- Originating residential mortgage loans, including conventional, FHA, VA, and jumbo products, in compliance with bank policies and regulatory guidelines.
- Developing and nurturing relationships with potential borrowers, real estate agents, builders, and other referral sources to generate new business opportunities.
- Conducting thorough financial assessments of clients to determine their eligibility and recommend the most suitable mortgage products.
- Guiding clients through the entire mortgage application process, collecting necessary documentation, and ensuring timely submission.
- Providing expert advice and clear explanations of mortgage terms, interest rates, and loan structures to help clients make informed decisions.
- Maintaining a comprehensive understanding of current market conditions, competitor offerings, and regulatory changes within the mortgage industry.
- Collaborating closely with loan processors, underwriters, and closing teams to ensure a smooth and efficient loan approval and closing process.
- Attending industry events, networking functions, and community outreach programs to expand market presence and build a strong professional network.
- Ensuring strict adherence to all fair lending practices, compliance regulations, and bank ethics standards.
- Actively participating in ongoing training and professional development to enhance product knowledge and sales skills.
Required Skills
- Minimum 2 years of experience in mortgage origination or a related lending role.
- Proven track record of meeting or exceeding sales goals and performance metrics.
- Strong understanding of various mortgage products (conventional, FHA, VA) and lending regulations.
- Excellent interpersonal, communication, and negotiation skills.
- Ability to build rapport quickly and establish trust with diverse clientele.
- Proficiency in using mortgage origination software and CRM systems.
- Self-motivated with a strong ability to work independently and manage a pipeline effectively.
- NMLS registration and licensing, or ability to obtain upon hire.
Preferred Qualifications
- Bachelor's degree in Finance, Business Administration, or a related field.
- Established network of referral sources within the North Laurel, Laurel, or wider Maryland market.
- Experience with TD Bank's specific lending platforms and processes.
- Fluency in multiple languages to serve a diverse client base.
Perks & Benefits
- Competitive base salary plus uncapped commission potential.
- Comprehensive health, dental, and vision insurance.
- 401(k) retirement plan with company match.
- Paid time off, including vacation, sick leave, and holidays.
- Tuition reimbursement and professional development programs.
- Employee assistance program.
- Employee banking benefits.
- Opportunities for career advancement within a large, stable financial institution.
- Supportive work environment and collaborative team culture.
How to Apply
Ready to build your career with a bank that puts people first? Click on the application link below to submit your resume and cover letter. We look forward to reviewing your qualifications and potentially welcoming you to the TD Bank team!