About Company
TD Bank, America’s Most Convenient Bank®, is one of the 10 largest banks in the U.S., providing more than 9.7 million customers with a full range of retail, small business, and commercial banking products and services at over 1,100 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas, and Florida. At TD Bank, we believe in fostering an inclusive environment where every employee feels valued and empowered to achieve their full potential. We are committed to making a positive difference in the communities we serve, contributing to a vibrant and thriving economy. Join a company that is dedicated to its customers, colleagues, and communities.
Job Description
Are you passionate about helping individuals achieve their financial dreams? Do you thrive in a client-centric environment where building strong, lasting relationships is paramount? TD Bank is actively seeking a highly motivated and dynamic Financial Advisor to join our growing team in the Smyrna, GA area. In this pivotal role, you will be instrumental in guiding clients through their financial journeys, offering expert advice on investments, retirement planning, savings strategies, and comprehensive wealth management solutions. This is an exciting opportunity to leverage your financial expertise and build a rewarding career with one of North America’s leading financial institutions.
As a Financial Advisor, you will be responsible for understanding clients’ unique financial goals, risk tolerances, and life stages. You will develop personalized financial plans and recommend appropriate products and services from TD Bank’s comprehensive suite, always prioritizing the client’s best interests. Your role will involve working closely with clients to monitor their progress, adapt strategies as needed in response to market changes or life events, and ensure their long-term financial well-being. We are looking for someone who is not only knowledgeable about financial markets but also possesses exceptional interpersonal skills, a strong ethical compass, and a genuine desire to make a meaningful impact on clients’ lives. Join TD Bank and become a trusted partner in our customers’ financial success, contributing to a culture of care and excellence.
Key Responsibilities
- Develop and maintain strong, trust-based relationships with clients, understanding their financial needs and objectives through active listening and thorough questioning.
- Conduct comprehensive financial needs analyses for clients, covering investment planning, retirement planning, education savings, insurance, and wealth management strategies.
- Design and implement personalized financial plans and investment strategies tailored to individual client goals, risk profiles, and time horizons.
- Educate clients on various financial products and services offered by TD Bank, ensuring clear understanding, suitability, and alignment with their financial objectives.
- Monitor client portfolios and financial situations, proactively adjusting strategies to align with market changes, economic trends, and evolving client needs.
- Proactively identify and cultivate new client relationships through networking, referrals, community engagement, and strategic prospecting efforts.
- Ensure full compliance with all regulatory requirements (FINRA, SEC, state) and internal bank policies and procedures to maintain the highest ethical standards.
- Collaborate effectively with branch partners and specialists (e.g., mortgage, small business) to provide holistic financial solutions and enhance the client experience.
Required Skills
- Proven experience (minimum 3 years) in financial advisory, wealth management, or a related client-facing financial role.
- Active FINRA Series 7 and Series 66 (or Series 63 and 65) licenses are mandatory.
- Active Life and Health Insurance licenses are required.
- Strong understanding of financial markets, investment products (mutual funds, annuities, equities, bonds), and economic principles.
- Exceptional communication, presentation, and interpersonal skills with the ability to articulate complex financial concepts clearly.
- Demonstrated ability to build rapport, establish trust, and maintain long-term relationships with diverse client segments.
- Proficiency in financial planning software, CRM systems, and Microsoft Office Suite (Excel, Word, PowerPoint).
- High level of integrity, ethical conduct, and unwavering commitment to acting in the client's best interests.
Preferred Qualifications
- Bachelor’s degree in Finance, Economics, Business Administration, or a related field.
- CFP® (Certified Financial Planner) designation or actively pursuing certification.
- Experience working with a diverse range of clients and complex financial situations.
- Fluency in a second language (e.g., Spanish), particularly beneficial for the local community.
- Prior experience working in a retail banking environment with a focus on comprehensive financial planning.
Perks & Benefits
- Competitive base salary with robust performance-based incentives and bonus opportunities.
- Comprehensive health, dental, and vision insurance plans for you and your family.
- 401(k) retirement plan with generous company match to help secure your future.
- Generous paid time off, including vacation, sick leave, and holidays.
- Tuition reimbursement and extensive professional development opportunities to support your career growth.
- Employee banking benefits, discounts on financial products, and exclusive perks.
- A supportive, inclusive, and collaborative work environment with clear opportunities for career advancement and mobility.
How to Apply
If you are a dedicated and client-focused financial professional looking to grow your career with a leading financial institution, we encourage you to apply! Please click on the application link below to submit your resume and cover letter. We look forward to reviewing your qualifications and discussing how you can become a part of the TD Bank team.