About Company
JPMorgan Chase & Co. is a leading global financial services firm with assets of $4.0 trillion and operations worldwide. We serve millions of consumers in the United States and many of the world’s most prominent corporate, institutional, and government clients. We are a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. At JPMorgan Chase, we are committed to providing an inclusive and equitable environment for all our employees, fostering a culture of integrity, excellence, and teamwork. Our mission is to be the best financial services company in the world, and we achieve this by putting our clients first, driving innovation, and investing in our communities. Join us and be a part of a team that is redefining the future of finance.
Job Description
Are you passionate about helping individuals and families achieve their financial dreams? JPMorgan Chase & Co. is seeking a dedicated and client-focused Loan Officer to join our team in Downtown Fresno. In this pivotal role, you will be instrumental in guiding clients through the mortgage and lending process, providing expert advice, and ensuring a seamless experience from application to closing. As a Loan Officer, you will be responsible for originating, processing, and closing a variety of loan products, including residential mortgages, home equity loans, and personal loans, tailored to meet the diverse needs of our community. This is an exciting opportunity to leverage your financial expertise, sales acumen, and exceptional customer service skills within a dynamic and supportive environment. You will work closely with our extensive network of financial advisors, branch managers, and real estate professionals to cultivate strong relationships and generate new business. We are looking for someone who thrives on building rapport, understanding client objectives, and delivering personalized solutions that align with JPMorgan Chase’s commitment to client success and financial wellness. If you are a proactive problem-solver with a keen eye for detail and a drive to exceed expectations, we encourage you to apply and become a vital part of our Downtown Fresno branch.
Key Responsibilities
- Originating and closing various loan products, including residential mortgages, home equity lines of credit, and personal loans.
- Developing and maintaining relationships with clients, real estate agents, builders, and other referral sources.
- Conducting comprehensive financial interviews with prospective clients to determine their needs and recommend appropriate loan solutions.
- Analyzing applicants' financial information, credit history, and property details to assess loan eligibility and risk.
- Ensuring compliance with all federal, state, and local lending regulations and company policies.
- Educating clients on the various loan options, terms, and requirements, providing clear and transparent communication.
- Managing a pipeline of loan applications, ensuring timely processing and follow-up.
- Collaborating with underwriters, processors, and closing teams to facilitate a smooth and efficient loan process.
- Participating in community events and business development activities to promote JPMorgan Chase lending products and services.
Required Skills
- 2+ years of experience in loan origination or a related financial services role.
- Proven track record of meeting or exceeding sales goals.
- Strong understanding of mortgage and lending products, regulations, and industry trends.
- Excellent interpersonal, communication, and negotiation skills.
- Ability to analyze financial data and make sound lending decisions.
- Proficiency in Microsoft Office Suite and loan origination software.
- NMLS (Nationwide Mortgage Licensing System) registration or ability to obtain upon hire.
Preferred Qualifications
- Bachelor's degree in Finance, Business Administration, or a related field.
- Experience working in a large financial institution.
- Established network of referral sources within the Fresno market.
- Bilingual proficiency (English/Spanish) to serve a diverse client base.
Perks & Benefits
- Competitive salary and commission structure.
- Comprehensive health, dental, and vision insurance.
- 401(k) retirement plan with company match.
- Paid time off and holidays.
- Employee stock purchase plan.
- Tuition reimbursement and professional development programs.
- Work-life balance initiatives.
- Employee wellness programs.
- Opportunities for career advancement within a global organization.
How to Apply
Interested candidates are invited to apply directly through our official careers website by clicking on the application link below. Please ensure your resume is up-to-date and highlights your relevant experience and qualifications. We look forward to reviewing your application and potentially welcoming you to the JPMorgan Chase & Co. team.